A warning from Shelter

Scots are having to work longer hours and even move in with friends to help make ends meet.

Shelter estimated that 9% of people in Scotland have had to increase their work hours or take on a second job, compared with the British average of 7%.

Some 4% of respondents in Scotland said they had moved in with family or friends, double the 2% average across Britain.

The survey of 2,234 people across the UK also indicated that around two million people paid their rent or mortgage with credit cards over a year. The charity said the proportion was equivalent to about 5% on average in Scotland and across Britain.

Graeme Brown, director of Shelter Scotland, said:
"A reliance on high-interest options such as credit cards to pay rent or a mortgage is a highly dangerous route to go down and is known to contribute toward uncontrolled debt, repossession or eviction and, eventually, homelessness. It is also very worrying that thousands of people in Scotland are being forced to move in with family or friends and that many more are having to take on extra hours and or a second job just to make ends meet.As we brace ourselves for the full impact of savage cuts to jobs and housing benefits, we are very concerned that more people are going to face even greater debt and the threat of homelessness."