Wednesday, January 02, 2008

A Year of Socialist Courier


Bankrupt Solutions

Scotland's poorest and most vulnerable debtors were yesterday offered their cheapest escape from creditors.
The Scottish Government said it would allow so-called "Ninas" - people with no income and no assets - to declare themselves bankrupt for a fee of just £100.
The new "cheapie" bankruptcy will be available only to people who earn less than £220 a week, the equivalent of 40 hours on the minimum wage, and have less than £1000 in assets.

A capital(ist) solution to the problem of poverty !!

Meanwhile the Independent reports the accountancy firm Grant Thornton predicts the total number of personal insolvencies nationally will jump to at least 120,000 this year, almost triple the equivalent figure in 2004. As many as one third of bankruptcies in the first three months of the year will be caused by "excessive Christmas spending".

Steady increases in the cost of living are expected to tighten the screw. In only 12 months, the cost of filling up a vehicle with unleaded petrol had increased by 16 per cent, which meant the public was having to find an extra £155 a year to fill up the car.
Mr Gerrard , head of Grant Thornton's personal insolvency practice , said: "Coupled with rapidly increasing gas and electricity prices, which are forecast to jump by more than 10 per cent early this year, it's easy to see how those already struggling to pay off credit, particularly those servicing mortgages, are caving in to the pressure." He warned: "I believe personal insolvency numbers will move forward at a much faster pace than anticipated."

Howard Archer, the chief UK economist at Global Insight, suggested that in general people would have to be more frugal this year. "Household purchasing power is likely to be dented by higher energy and food prices over the coming months, while many home owners face having to re-fix their mortgages at significantly higher rates."

But there is always a silver lining inside capitalism since also according to the Independent , the debt collection industry grew sharply last year .There are now estimated to be 5,200 enforcement agents in England and Wales, including 600 county court bailiffs and more than 1,000 unregistered debt collection companies. Since 2003 the size of the industry has almost trebled, growing from £8.6bn of debt sold on to professional collection agencies to £22.7bn by the end of last year. It is forecast to grow to £24.1bn by the end of this year.

Tuesday, January 01, 2008

Holy rolling,bankrolling.Big upsurge in pious patronising patter disguised as hopes over New Year in Scotland



Loan sharks condemned by cardinal
The most senior Roman Catholic in Scotland will use his New Year's Day sermon to condemn loan firms charging "extortionate" interest rates.

Presumably less extortionate rates are better.

Speaking at St Mary's Cathedral in Edinburgh, Cardinal Keith O'Brien urged those crippled by debt to seek help.

Is he going to dig in deep and make interest free loans to help them out of the Vaticans swelling coffers,not a chance.
Is the pope a Catholic?

The Moderator of the General Assembly of the Church of Scotland spoke of her wishes for a world "transformed" by love and hope.

The Right Reverend Sheilagh Kesting wants "selfish ambition" cast aside.
Unselfish ambition is undefined of course.

Cardinal O'Brien, the Archbishop of St Andrews and Edinburgh, will say the holiday season sees many families trapped in an ever increasing spiral of debt.

'Narrow interests'

He points out that many families find themselves in the grip of loan companies and loan sharks, who demand an extortionate rate of interest, ensuring they remain trapped.

He will condemn such practices and applaude the work done by many in the churches and wider society to help people out of debt, through credit unions and advice clinics.

But, he doesnt condemn the very system which will keep those workers trapped in poverty and wage slavery.Debt or no debt.

His call comes in a sermon to mark a world day of prayer for peace, in which he also speaks out against nuclear weapons, arguing that the pressure to keep the issue in the forefront of civil and church life must remain in the coming year.

Peace will not come on a wing or a prayer.Peace will only come when the cause of war, the capitalist system and its intense competition, for markets, raw goods and materials,with powerful global rivalry is ended.War is an inevitable concommitant of capitalism.

In her message, Ms Kesting said: "I pray that we will look beyond selfish ambition and the scoring of points - beyond the narrow interests of ethnicity, nationality, political party, denomination or religion and instead focus our concerns on the neediest people of our world and the things that make for peace."

So let's get rid of capitalism then, root, branch and all .

It is capitalism which is the cause of poverty, not high or low interest rates.

Capitalism depends on us selling our mental and physical energies for a wage,or salary in order that we might live.

With the exception of the capitalist class or social parasites such as religious orders, the vast majority are born poor and die poor, in order for us to service the capitalist system,to the end of making profits for a minority.

As verily ,verily, we say unto youse, the poor shall always be with youse, for the pious claptrappists to mouth meaningless platitudes, ad infinitum. Amen.

The wonderful world of capitalism




Sharp increase in prison suicides
The number of prisoners who killed themselves in jail rose significantly in 2007, according to official figures.

The Ministry of Justice has confirmed there were 92 apparent self-inflicted deaths in England and Wales in the same year as a record prison population.

The deaths do not represent a record - but are almost 40% higher than 2006, reversing two years of falls.

According to the Ministry of Justice figures, the number of apparent suicides in jail rose from a low of 67 in 2006 and 78 in 2005. The record number in recent years has been 95 deaths in both 2004 and 2002.

The vast majority, 84, were men and 41 remand prisoners made up the single largest group. Seven under-21 young offenders took their own lives. The youngest of these is thought to be a 15-year-old found hanged in November.

There was a significant rise in the number of foreign prisoners apparently taking their own lives - 23 compared with six the year before.
PRISON SUICIDES 1998 - 2007
1998: 82
1999: 91
2000: 81
2001: 73
2002: 95
2003: 94
2004: 95
2005: 78
2006: 67
2007: 92
Source: Ministry of Justice/Howard League for Penal Reform

Four people on indeterminate sentences for public protection and 19 on life sentence were among the deaths.

The figures show that, while 92 people killed themselves, more than 100 others were resuscitated after self-harm incidents that would have led to death.

Useful info on suicide

Introduction
Suicide prevention strategies
Suicide and gender
Suicide in young people
Suicide in older people
Suicide and race
Suicide and sexuality
Suicide and substance misuse
Suicide and mental distress
Suicide following deliberate self-harm
Suicide in prisons
Suicide in rural areas
Suicide and the media
Attitudes towards suicide
Attempted suicide
Prediction of suicide risk
The effect of suicide on others
Further reading
Useful contacts
References

HOMES FIT FOR HEROES?

The Christmas and New Year period saw the newspapers full of praise for British troops in Afghanistan and Iran. Politicians fell over themselves to praise the sacrifices being made by young servicemen and women. Behind all the pretended bonhomie however lurks the poisonous truth of how they will be treated by a grateful capitalist class.
"A spokeswoman for the Royal British Legion said there were around 2,500 former servicemen and women living on the streets, and that the legion had received 1,485 calls from homeless ex-service personnel in the past year." (Times, 26 December) RD

Monday, December 31, 2007

Poor health

Women from deprived backgrounds are treated differently and have a lower breast cancer survival rate than more affluent women , says a study

The charity Cancer Research UK studied nearly 13,000 patients from England's Northern and Yorkshire health regions. It found deprived women were less likely to be diagnosed in the early stages of disease, when treatment is most likely to be effective. They were also less likely to have surgery or radiotherapy.

The British Journal of Cancer study found that among the most affluent group, 40% had lumpectomies, which allow breast conservation, rather than full mastectomies to remove the breast. However, the figure among the most deprived group was just 31%.

They said that more women from deprived areas were likely to favour a mastectomy because it is a one-off treatment, whereas lumpectomy requires a course of radiotherapy, and therefore regular trips to a clinic, which can be difficult and costly.

The study also found that more than 22% of women from deprived backgrounds did not receive surgery, compared with just over 13% of more affluent women. Part of the reason for this disparity was due to late presentation, but the researchers also found women from deprived backgrounds were also more likely to have other health problems which made them unfit for surgery, or to turn down the option.

A slightly higher proportion of affluent women were seen within 14 days of referral by their doctor than women from more deprived areas. Women in deprived areas were less likely to be given radiotherapy and, on average, had a lower rate of five-year survival.

Dr Rosemary Gillespie, of the charity Breast Cancer Care, said: "The persistence of inequalities in treatment and outcomes highlights that key messages about breast health and screening are still not reaching those in deprived communities who need them."

education , once more

Even the Tories are saying it . Children from the most deprived areas of England are falling further behind in school compared to more affluent pupils .

Shadow Schools Secretary Michael Gove highlighted figures showing a widening of the social gap in achievement. The figures show a 43.1% gap between the proportions of wealthy and deprived pupils achieving five good GCSEs including English and maths in 2007. In 2006, this gap in GCSEs, in favour of the wealthiest, had been 28.4%. The figures are based on comparisons of the GCSE results of pupils from the ten percent most affluent areas and the ten percent most deprived. These figures reflect the attainment gap using another poverty indicator - free-school meals.

This social divide in exam results shows "the education system is letting down the poorest," says Mr Gove

The government figures show how the link between home background and achievement stubbornly persists throughout children's years in school. When the school population is divided into 10 bands of affluence and deprivation, the level of achievement rises in precise step with increased wealth in every subject and at every level.

No matter what the palliatives that will be promised to address the problems , the cause is capitalism and poverty and those will not be challenged in any meaningful manner and inequalities of opportunity shall continue .

BLESSED ARE THE PEACEMAKERS

On a Sunday morning Christian ministers and priests love to thunder out the Sermon on the Mount. Some of the sentiments seem to be laudable enough. It is difficult to disagree with "blessed are the peacemakers", but during wars such sentiments are soon forgotten by these holy men. Here is an example from Bethlehem, where some holy men seem to be unable to "turn the other cheek". "Bearded and robed Armenian and Greek Orthodox priests fought each other with fists, brushes and iron rods during cleaning of the shared Church of the Nativity. The Armenians believed that the Greeks were encroaching on their section of the church." (Times, 28 December) RD

COMIC BOOK CAPITALISM

"He has fought against foes ranging from the Green Goblin to Doctor Octopus, but Spider-Man now faces an even more formidable challenge: improving the battered image of the United Nations. In a move reminiscent of storylines developed during the Second World War, the UN is joining forces with Marvel Comics, creators of Spider-Man and the Incredible Hulk, to create a comic book showing the international body working with superheroes to solve bloody conflicts and rid the world of disease. ...The latest UN initiative is not the first time US comics have been used for political purposes. During the Second World War, superheroes were shown taking on Germany’s Nazi regime. Marvel’s Captain America, together with other characters such as Superman, were shown beating up Adolph Hitler." (Financial Times, 26 December) The initial edition is to be given out free to a million school kids in the USA. Imagine the storm it would cause in the USA if China, Russia or some other rival of US capitalism was to do something similar in their country. We would certainly hear screams of "brain washing children" and juvenile propaganda. RD

BIG BROTHER IS HERE

George Orwell's 1984 has arrived in the USA and it is proving to be very expensive. "The FBI is embarking on a $1 billion project to build the world's largest computer database of biometrics to give the government more ways to identify people at home and abroad, the Washington Post reported on Friday. The FBI has already started compiling digital images of faces, fingerprints and palm patterns in its systems, the paper said. In January, the agency—which focuses on violations of federal law, espionage by foreigners and terrorist activities—expects to award a 10-year contract to expand the amount and kinds of biometric information it receives, it said. At an employer's request, the FBI will also retain the fingerprints of employees who have undergone criminal background checks, the paper said." (PC Magazine, 26 December) RD

Sunday, December 30, 2007

WHAT ARE YOU WORTH?

On the 23rd December 07, Jenny Percival, Westminster Editor of Scotland on Sunday, reports, in an article titled, “Brown faces revolt as MPs demand £100,000 salary”
“MPs ARE preparing to rebel over Gordon Brown's plans to keep their pay rise well below inflation, with some saying they should be paid £100,000 a year.”

Will this lead to strike? In a previous report on this blog, it was pointed out that
They don’t have to, they just hold reviews and then vote themselves an increase, saves them striking and allows them to get on with running the country.
Last year they were set to award themselves £10,000-a-year “communications budget” just days after it emerges they make around £200,000 each from their generous existing pay and expenses package.

So what is it that makes the MPs discontent? “Politicians from all parties told Scotland on Sunday they expected to receive the above inflation figure of 2.5% as they have had no increases in real terms for six years. With another review not due until 2010, they plan to seize this opportunity to boost their basic salary of £ 6O, 277 a year. It was claimed last night that the Senior Salaries Review Body (SSRB) may recommend an increase over three years of 10%, which would take their salaries to £65,500 by 2010. Many MPs are now expected to back that recommendation against Brown's advice.”

What do MPs think they are worth? “A submission to the SSRB by a cross-party advisory panel says MPs should be paid around £100, 000 a year to keep their salaries in line with comparable workers, such as chief executives of small and medium-size councils and directors of services in larger councils.”

The MPs think they are worth a 40% rise in wages and no doubt they don’t think their proposed rise will bring the country to its knees, only the every day worker, the ones who produce all the wealth, can bring the country to its knees, "that is what they would have us believe.”
Still, you have to feel for them, “When you’re looking at police and nurses’ pay awards of around 2%, it’s very difficult for us to justify a higher figure, but….we are getting paid only about half the salary of people in comparable jobs.” Sad isn’t it!

THIS IS LIBERATION?

The press and TV hailed the US invasion of Iraq as one of liberation, but according to children's fund of the UN. It has turned out to be a strange form of liberation.
"More than four years after the United States invaded Iraq , the country's children continue to face a litany of problems from disrupted educations to unsafe drinking water, detentions and violence, UNICEF reported Friday. Violence and displacement often kept Iraqi children out of school this year. The organization estimates that 2 million educations were interrupted, especially among primary-school students. .. Eighty percent of children outside Baghdad don't have working sewers in their communities, limiting access to safe water. ...An average of 25,000 children per month were displaced within Iraq by violence or intimidation. ...By the end of 2007, about 75,000 children were living in camps or temporary shelter. ...About 1,350 children were detained by military and police, "many for alleged security violations." (Yahoo News, 21 December) RD

Saturday, December 29, 2007

bankers

So some of the banks took a beating with the sub-prime mortgage crisis but it didn't stop some bank executives from taking their slice of their cake .

Lynn Peacock, chief executive the Clydesdale bank pay almost doubled to £2.1m. , compared with £1.1m in the preceding year. She also became entitled to an undisclosed number of shares under an incentive scheme operated by the parent company, National Australia group .

Friday, December 28, 2007

WALL STREET CASINO

"House prices are crumbling on both sides of the Atlantic, growing numbers of homeowners face repossession, financial markets are yo-yoing and the UK saw its first run on a bank in living memory. But for three audacious New York traders it all added up to a $4bn (£2bn) profit opportunity and the biggest jackpot in the history of Wall Street. ... Dan Sparks and two underlings, Josh Birnbaum and Michael "Swenny" Swenson, placed what were in effect giant bets against the US mortgage market at the start of the year and watched their winnings tick higher and higher as the rising numbers of mortgage defaults spiralled into a worldwide financial crisis. ...The trio themselves are in line for bonuses of about $10m apiece from a record bonus pool at Goldman of about $19bn. ... Their profit eclipses the $1.1bn made by George Soros when his bets against the currency pushed sterling out of the exchange rate mechanism in 1992 and the estimated $1.5bn made by the hedge fund manager John Arnold last year from the collapse of a rival fund, Amaranth." (Independent, 15 December)
That is capitalism for you, millions face homelessness while a small group of parasites rake it in! RD

CALIFORNIAN CATASTROPHE

California is reckoned by most statisticians to be the wealthiest state in the USA, but a recent report shows that this is not the case for many of its inhabitants.
"Between railroad tracks and beneath the roar of departing planes sits "tent city," a terminus for homeless people. It is not, as might be expected, in a blighted city centre, but in the once-booming suburbia of Southern California. The noisy, dusty camp sprang up in July with 20 residents and now numbers 200 people, including several children, growing as this region east of Los Angeles has been hit by the U.S. housing crisis. The unravelling of the region known as the Inland Empire reads like a 21st century version of "The Grapes of Wrath" John Steinbeck's novel about families driven from their lands by the Great Depression. As more families throw in the towel and head to foreclosure here and across the nation, the social costs of collapse are adding up in the form of higher rates of homelessness, crime and even disease." (Yahoo News, 21 December) RD

Gilbert and riches


Martin Gilbert, chief executive of Aberdeen Asset Management, saw the value of his overall remuneration tumble in the latest year despite bumper profits for the fund manager, but remained one of corporate Scotland's best-paid executives.The annual report of Aberdeen Asset Management, published yesterday, shows that Gilbert received total pay and benefits of £3,096,000 in the year to September, down from £3,951,000 in the preceding year . The fall in remuneration was due to the fact that Gilbert elected for employer contributions to his defined contribution pension scheme with the firm to cease. Aberdeen said following changes to UK pensions law on April 6, 2006, other employees had elected to follow suit. The A-day changes included the introduction of a £1.5m limit on individual pension funds.


Even at the reduced level, Gilbert's package makes him one of Scotland Plc's biggest earners. In 2006, Sir Fred Goodwin, chief executive of Royal Bank of Scotland, earned a basic salary of nearly £1.2m and a performance bonus of £2.8m, boosting his total package by over £1m on 2005 to just under £4m.Sandy Crombie, chief executive of Standard Life, earned a pay, bonus and benefits package worth £1.6m in 2006.

Stewart Milne of the building company took home more than £7.5m in salary, benefits and dividends in the year to June


Thursday, December 27, 2007

A Very Merry Christmas ?


Debt advisers are set to take a record number of calls as consumers are left to deal with a Christmas on credit. Leading debt charities said today that the credit crunch combined with five interest rate rises had made the problem this year even more serious. It was reported today that an estimated £34 billion has already been spent on credit cards this month – a £3 billion increase on last year.

A Consumer Credit Counselling Service spokesman said the organisation expected even more calls this year from people concerned they have over stretched financially this Christmas.He said: "We expect just under 34,000 calls to our helpline in January 2008, five per cent higher than in 2007."

And Credit Action spokesman Christ Tapp echoed the claims, saying the hangover debt from the festive reason reached way beyond the first few days of the New Year, and that homeowners may be particularly concerned. He said: "It could certainly be our busiest January and February ever. People are now more concerned about the economy than they have been for a long time.The nature of calls might be slightly different. It used to be about unsecured credit, but mortgages are becoming a much bigger problem than they were as rising living costs squeeze homeowners." (It is estimated this year that house repossessions will rise by 50 per cent to 45,000.)

Citizen's Advice added its weight to calls for belt-tightening around Christmas, pointing out that this time of year is traditionally gloomy for those with cash concerns. A spokeswoman said: "We know from experience that there is a seasonal surge of people who come to see us about their debt problems post-Christmas, and we know that the trend in debt inquiries is inexorably upwards. There is no reason to believe that there will be any let up in this trend."

Groups like the Samaritans say they also expect to be inundated with phone calls from people who feel they can't cope with their financial situation in light of lavish Christmas expenditure. A spokeswoman for the charity said: "January is a particularly bleak time with credit card bills arriving and the short, dark days."

Can we of Socialist Courier be blamed for saying " Christmas ? Bah - Humbug "


Wednesday, December 26, 2007

An Anti-Bolshevik Approach to Revolution

The final talk in the Socialist Thinkers series by Stephen Coleman and a belated contribution to the 90th anniversary of the Russian Revolution . It is a discussion of Leninism and the Julius Martov critique of the Bolsheviks .


The download can be found via the link at Darren's blog

Tuesday, December 25, 2007

A Vision of Socialism


Not looking forward to the Queen's Christmas message , then why not download and listen to one of the Socialist Party talks that Darren has upload.


Stephen Coleman discusses William Morris and his Vision of Socialism . Download from here .

Monday, December 24, 2007

WORLD HUNGER WORSENS

Millions of human beings starve inside a capitalist system that can produce enough for everyone. There are many well intentioned groups that believe that by a series of reforms this dreadful situation can be solved inside capitalism. Despite years of existence and hundreds of campaigns this has been proven to be futile."Record prices for major agricultural commodities and a reduction in the volume of food aid means there is a serious risk that global hunger will worsen next year, the United Nations’ Food and Agriculture Organisation said on Monday. The warning came as wheat prices on Monday jumped to an all-time high, soybean prices hit a fresh 34-year high and corn rose to an 11-year high on strong demand and tight supplies reflected in extremely low global inventories. ... Food aid has been reduced because agricultural commodities prices are going up while the big aid agencies’ budgets – including that of the UN’s World Food Programme, which feeds almost 90m of the world’s poorest people – remain stagnant." (Financial Times, 19 December) RD