Of employed adults in Scotland polled, it found 24% were either finding it difficult or very difficult to live on their present income.
6% said they were very comfortable.
The charity said the latest figures highlight a "continuing squeeze" on incomes from the rising cost of living, stagnant wages and cuts to social security.
CAS chief executive Derek Mitchell said: "These figures highlight the strain that people are under in Scotland and reflect what our advisers see every day. Many people who are in work are finding it hard to pay their bills and put food on the table..."
https://www.bbc.com/news/uk-scotland-49452682
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